Everything in Your Report

One PDF upload. A full financial health report with scores, spending breakdowns, cash-flow maps, and personalised tips — all in minutes.

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What's Inside Your Report

More than just numbers — real insights you can act on

Financial Health Score page showing a score out of 100

Your Financial Health Score

A single number from 0–100 that tells you exactly where you stand — and how you compare to other South Africans.

Executive Summary with financial ratios and detailed metrics

Executive Summary & Key Ratios

Income vs expenses, savings rate, debt-to-income, emergency buffer — all your key numbers in one place, colour-coded so you know what needs attention.

Top spending categories bar chart breakdown

Where Your Money Actually Goes

Every rand categorised. Groceries, transport, entertainment, loans — see your top spending categories ranked from biggest to smallest.

Sankey diagram showing income flowing to expense categories

Follow the Money Flow

A visual map of how your salary splits across every expense category. Spot the money leaks you didn't know existed.

Line graph showing balance trend over the report period

Your Balance Over Time

See exactly when your account dips and peaks throughout the month. Know your danger zones before they hit.

Plus: personalised tips, achievement badges & a downloadable PDF report

All from a single bank statement upload

Your Report, At a Glance

Click to explore the report pages

MyFinHealth Report Cover - Financial Health Score

Executive Summary - Income, Expenses, Financial Ratios

Why MyFinHealth

Built for your privacy, your wallet, and your peace of mind

Your Data Stays Private

No human ever sees your data. No banking logins required. Fully compliant with South African privacy laws (POPIA).

Money Leaks Uncovered

We highlight forgotten subscriptions, duplicate payments, or unusual fees you might have missed.

Practical Ways to Save

Get straightforward suggestions tailored to your habits – save more without cutting out what you enjoy.

Why I Built This

Hey, I’m Steve – I built MyFinHealth after wasting hours poring over my own bank statements, hunting for sneaky subscriptions and fees. Everyone deals with these money leaks, but no one has time to play detective every month.

That’s why this tool does the hard work for you: upload once, spot the issues, and take control – all in minutes.

Start Your Free Analysis

Upload your SA bank statement and get a full financial health report in minutes. No credit card needed.

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