Discover Where Your Money Really Goes

Free Bank Statement Converter to Report/Analysis for South Africans

Upload your SA bank statement. Get a free financial health report in minutes — spot hidden fees, forgotten subscriptions, and ways to save.

Encrypted & Deleted
Zero Storage
POPIA Compliant
Secure Payments
Paystack
VISA
Free first upload · No credit card required

Upload Your Statement

Drop a PDF from any major South African bank to see where your money actually goes.

Drop your bank statement here

or click to browse your files

PDF only Encrypted upload Deleted after analysis

Works with all major SA banks

FNBStandard BankABSANedbankCapitecDiscoveryTymeBankAfrican Bank

How It Works

Three steps. Five minutes. Full financial picture.

Upload bank statement illustration
1

Upload Your Statement

Drop your PDF bank statement from any SA bank. Takes 10 seconds.

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2

We Crunch the Numbers

Our AI categorises every transaction and compares you to SA benchmarks.

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3

Get Your Report

A full financial health report with your score, spending breakdown, and tips to save.

What Our Users Say

Real stories from South Africans taking control of their finances

I had no idea I was spending R3k a month on takeaways. The Sankey diagram that shows where your salary goes is wild. Cancelled two subscriptions the same day.

Thabo Mthembu profile picture

Thabo Mthembu

Johannesburg

I've been meaning to sit down and go through my statements for months but who has time for that? Uploaded my PDF, made a cup of tea, and the report was done before I finished it. The savings rate number was a bit of a wake-up call honestly.

Sarah van der Merwe profile picture

Sarah van der Merwe

Cape Town

Pretty solid tool. I run a small business so I need to keep an eye on cash flow. The balance trend chart showed me exactly when things get tight each month. Now I time my big payments better.

Ronald William profile picture

Ronald William

Durban

What's Inside Your Report

More than just numbers — real insights you can act on

Spot Hidden Fees & Subscriptions
Track Your Money Flow Visually
Get Personalised Savings Tips
See full report details

Start Your Free Analysis

Upload your SA bank statement and get a full financial health report in minutes.

No credit card · Statement deleted after analysis · POPIA compliant

Common Questions
Quick answers to the most asked questions
Yes – your statement is deleted right after processing.
All of them! FNB, Standard Bank, ABSA, Nedbank, Capitec, Discovery Bank, TymeBank, African Bank - any bank that gives you PDF statements. I can read them all.
MyFinHealth offers a free analysis so you can see the value before committing. Paid plans unlock additional features such as extended reports and exports. View current pricing here.
Usually 2-5 minutes, depending on how many statements and transactions you have. You'll see progress updates the whole time, so you're not just staring at a loading spinner.